Home Loan Calculator
Work out your monthly EMI, total interest and year-by-year repayment schedule. Then check how much loan your salary can get you and the property budget it supports.
EMI calculator How much can I borrow?Condivio
Property tools
Free tools to help you make smarter real estate decisions.
Sun Tracker
Check how much natural sunlight a flat gets through the day and across seasons. Pick the balcony direction, floor and towers in front to see winter and summer sun hours before you buy.
Open Sun TrackerROI Calculator
Calculate your real estate investment returns instantly. Enter buy rate, expected sell rate, area and holding period to get profit, ROI, CAGR/IRR and a fixed-deposit comparison.
Open ROI calculatorVastu Checker
Coming soonCheck whether your flat's entrance, kitchen, bedrooms and pooja room follow Vastu guidelines, room by room, with simple fixes where they don't.
Why these tools
Decide with numbers, not guesses
Buying a home in India means juggling loan offers, builder claims and a dozen opinions on which facing is best. Condivio's tools turn each of those into a number you can check yourself, for free, before you visit a site or sign anything.
Which tool when
| You want to know | Use |
|---|---|
| How much loan can I get on my salary? | Loan Eligibility |
| What will my monthly EMI be? | EMI Calculator |
| Will my balcony get winter sun? | Sun Tracker |
| Was this flat a good investment? | ROI Calculator |
| Does the layout follow Vastu? | Vastu Checker (coming soon) |
Common questions
Are Condivio's property tools free?
Yes. Every Condivio tool is free to use with no sign-up. You can copy a snapshot of your results to share on WhatsApp.
Which tool should I use before buying a flat?
Start with the Home Loan Eligibility Calculator to set your budget, then the EMI Calculator to plan repayments. Use the Sun Tracker to compare sunlight across shortlisted flats, and the ROI Calculator if you are buying as an investment.
How accurate are the calculators?
The loan and ROI calculators use the standard formulas banks and investors use, so the maths is exact for the inputs you give. Your lender's sanction letter and actual sale prices will decide the final numbers.
All calculators give indicative estimates for planning. They are not financial, tax or legal advice.